Florida First-Time Homebuyers: Get Up to $35,000 in Down Payment Assistance

Unlock the Florida Hometown Heroes Program – Helping Full-Time Workers Like You Become Homeowners

The Florida Hometown Heroes Program:

The Florida Hometown Heroes Program is a state-funded initiative designed to make homeownership more accessible and affordable for first-time homebuyers who work full-time for a Florida-based employer. In 2025, the program offers eligible buyers up to $35,000 in down payment and closing cost assistance through a 0% interest, non-amortizing, and deferred second mortgage—meaning no monthly payments and nothing due until the home is sold, refinanced, or no longer used as a primary residence. Eligible full-time Florida-based workers in healthcare, education, first responders, public safety, court staff, military, veterans, and childcare & more could unlock the keys to homeownership sooner.

Program Highlights:

✅ Up to $35,000 in down payment and closing cost assistance
✅ 0% interest, no monthly payments
✅ Deferred loan — repayable only if you sell, refinance, or move out
✅ Available for FHA, VA, USDA, and Conventional loans

✅ Program Eligibility:

Must be a Florida resident

Employed by a Florida-based employer

Have at least 2 years of work experience

Minimum 640 credit score

Florida First-Time Homebuyers: Get Up to $35,000 in Down Payment Assistance

The Florida Hometown Heroes Program:

Hurry! Funds are limited, on a first-come first served basis

Contact Us to See if You Qualify!